I want to Make Your Real Estate Experience Fun and Easy

I’m excited about helping you in your real estate journey. As a 30-year industry veteran, I am well prepared to help make your search fun and easy. Working with both purchases and with financing, I combine my expertise for both to make your transaction one free of anxiety and hassle.

Furthermore, having lived in Tampa Bay since 1983, I bring a familiarity that makes it easy to find great neighborhoods and homes for you to consider.

If you are serious about buying a home, please take one minute to listen to a little something that I hope will change the way you focus on finding a new home.

Call or text me at 813-610-4348 for expert advice. Happy house hunting and mortgage financing!

Mortgage Rates for July 3, 2019

Mortgage Rates Level Out

July 3, 2019

We’re seeing a tug of war happen as the fixed income market flashes warning signs while the equities market continues to march higher with optimism. The data suggests the economy is weakening but is still on very solid ground with high consumer confidence and a strong labor market. Closer to home, the housing market continues to slowly improve and gain momentum as we head into the second half of the year, which is good news and should keep the economy growing.

Rates Fall to Three Year Lows


This week, the average U.S. rate for a 30-year fixed mortgage fell to a three-year low, according to the latest Freddie Mac Primary Mortgage Market Survey.

According to the company’s data, the 30-year fixed-rate mortgage averaged 3.73% for the week ending June 27 2019, down from last week’s rate of 3.84%. That’s significantly lower than 2018 levels, when the rate averaged a whopping 4.55%.

“While the industrial and trade related economic data continues to dominate the news, the drop in mortgage rates over the last two months is already being felt in the housing market,” Freddie Mac Chief Economist Sam Khater said. “Through late June, home purchase applications improved by five percentage points compared to the previous month. In the near-term, we expect the housing market to continue to improve from both a sales and price perspective.”

The 15-year FRM averaged 3.16% this week, dropping from last week’s 3.25%. This time last year, the 15-year FRM came in at 4.04%.

Lastly, the five-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.39%, falling from last week’s rate of 3.48%. Unsurprisingly, this rate is much lower than the same time period in 2018 when it averaged 3.87%.

The image below highlights this week’s changes:

Freddie Mac: Mortgage Rates June 27

Installing Remine to Your Tablet and Mobile Device

I can’t recommend Remine enough. It’s by far the best home search tool available. And to load it to your tablet and mobile device, you simply follow the following three steps:

  1. Install Remine: Find Remin at your favorite app page – Apple or Android and install it. Once it is installed, open it and at the bottom of the screen and tap the SIGN UP link. Complete the information panel (your phone number is optional) and check the agree to statement and tap NEXT. Enter “funandeasy” (without the quotes) as your referral code and tap NEXT. You’re done!
  2. Confirm Account: Find Remine’s email message and tap Complete Registration to confirm your information.
  3. Complete Profile: Answer a few questions in the Remine app. Call or text me at 813-610-4348 if you need help.

That’s all. You’re in and now can take advantage of the best home search engine on the earth!

Discover Your Next Home with Remine!

Most buyers and that probably includes you, search for homes online or use an app to find homes you like. And because I know that’s a great way to go, I deploy a service called Remine. Without any doubt, I feel Remine is the premier search engine to find your new home. Why? Because it’s so easy to use and the details Remine provides far surpass Zillow, Trulia, Yahoo Homes, Redfin, Trulia, and even Reltor.com.

Signing up for Remine can’t be easier. If you received an email invitation, you sign up with my funandeasy registration code.

And it’s even easier if you click here to get started with Remine. Using this link you won’t have to enter your invitation code.

Remine gives you four AVM’s (automated valuation models, like Zestimate) to calculate a fair price. Remine also makes it simple to view the history of sales and what taxes have done over time.

Please take five minutes to review the video below and see for yourself how Remine can contribute to a fun and easy real estate experience for you. If you aren’t using your email invitation fast forward to around 1:30 to start the signup instructions using the link above.

Please call or text Mark Collins at 813-610-4348 if you need help.


Let Me Create Your Home Search Alerts

Although Remine is a great way to search for your new home, you may prefer that I set up your searches for you. Since many buyers now turn to the web for finding candidates for their new home, I have learned secrets to creating searches that identify only those homes that meet your needs and are within your investment range.

It’s important that you see potential homes as quickly as possible to enhance the chances of you getting a home you love. My searches will show you homes recently listed and those home whose asking price has changed.

Call or text me at 813-610-4348 and let’s get started! Having fast access to homes new to the market or have seen price reductions is the absolute best way to help make your search fun and easy.